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Why Buying Still Feels Hard in 2026, Even as More Homes Are Being Built

Why Buying Still Feels Hard in 2026, Even as More Homes Are Being Built

April 7, 2026 | Posted by: Milka Lukacevic

If you have been watching the headlines in 2026, you may be wondering why buying a home in Canada still feels so difficult. On the surface, some of the data sounds encouraging. More homes are being bu ...

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Newly Passed Bill C-4, What It Means for Canadian Mortgages

Newly Passed Bill C-4, What It Means for Canadian Mortgages

March 20, 2026 | Posted by: Milka Lukacevic

Newly Passed Bill C-4, What It Means for Canadian Mortgages If you are buying your first home, renewing a mortgage, or thinking about refinancing, newly passed Bill C-4 is worth understanding. It r ...

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March 18-2026 - Bank of Canada maintains policy rate at 2.25%

March 18-2026 - Bank of Canada maintains policy rate at 2.25%

March 18, 2026 | Posted by: Milka Lukacevic

The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The war in the Middle East has increased volatility in ...

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Affordability challenges spread across Canadian cities

Affordability challenges spread across Canadian cities

March 9, 2026 | Posted by: Milka Lukacevic

A new report from CMHC highlights something many Canadians are already feeling firsthand. Housing affordability challenges are no longer just a Toronto and Vancouver story. While those two cities ha ...

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Spring 2026 Home Buying Canada, Listings vs Affordability

Spring 2026 Home Buying Canada, Listings vs Affordability

February 24, 2026 | Posted by: Milka Lukacevic

Spring 2026 Home Buying in Canada, Why More Listings Still Do Not Automatically Mean Affordable Payments If you are shopping for a home this spring, you may be hearing a confusing message, there ar ...

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Canada's Rental Market Overview for 2025 and going into 2026

Canada's Rental Market Overview for 2025 and going into 2026

February 10, 2026 | Posted by: Milka Lukacevic

Canada's rental market finally showed signs of breathing room in 2025. After several years of ultra-tight conditions, CMHC reports that vacancy rates rose across all major census metropolitan areas (C ...

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Jan 28-2026-Bank of Canada maintains policy rate at 2.25%

Jan 28-2026-Bank of Canada maintains policy rate at 2.25%

January 28, 2026 | Posted by: Milka Lukacevic

The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The outlook for the global and Canadian economies is ...

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Insured Mortgage Rules and Affordability in 2026: A Practical Guide for Canadian Homebuyers

Insured Mortgage Rules and Affordability in 2026: A Practical Guide for Canadian Homebuyers

January 25, 2026 | Posted by: Milka Lukacevic

If you are trying to buy a home in Canada right now, you have probably felt the disconnect. Rates are lower than they were at the peak, but affordability still feels tight. Home prices in many ...

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Why Inflation Is Cooling but Homeownership Still Feels Expensive in Canada

Why Inflation Is Cooling but Homeownership Still Feels Expensive in Canada

January 13, 2026 | Posted by: Milka Lukacevic

If you have been watching the news, you have likely heard that inflation in Canada is coming down. That sounds like good news, especially for homeowners and buyers who have been under pressure from hi ...

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Housing Supply, Affordability, and Inflation, Why Buying a Home Still Feels Hard in Canada

Housing Supply, Affordability, and Inflation, Why Buying a Home Still Feels Hard in Canada

December 23, 2025 | Posted by: Milka Lukacevic

Housing Supply, Affordability, and Inflation, Why Buying a Home Still Feels Hard in Canada Many Canadians were hopeful that easing inflation and early interest rate relief would make buying a home eas ...

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