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Canada's New Updated Mortgage Charter
November 23, 2023 | Posted by: Milka Lukacevic
The Canadian Mortgage Charter spells out the rights consumers have when they are renegotiating mortgages. It calls on financial institutions to provide better relief measures over the next three y ...
read moreUnderstanding Fixed vs. Variable Rate Mortgages
November 15, 2023 | Posted by: Milka Lukacevic
If you're on the cusp of getting a mortgage, or if you're considering refinancing, you've likely encountered the terms "fixed rate" and "variable rate" mortgage. These are the two primary pathways i ...
read more6 things to know about capital gains and taxes for people across Canada
November 2, 2023 | Posted by: Milka Lukacevic
So, you made some cash selling your property or stocks at a higher price than you bought them for? High five! But before you start celebrating, there's this thing called capital gains that might show ...
read moreTips for Improving Your Credit Score Before Applying for a Mortgage
November 1, 2023 | Posted by: Milka Lukacevic
Tips for Improving Your Credit Score Before Applying for a Mortgage For many people, buying a home is a significant milestone in their lives. However, getting approved for a mortgage is ...
read moreBank Of Canada Rate Update October 25, 2023
October 25, 2023 | Posted by: Milka Lukacevic
Bank of Canada maintains policy rate, continues quantitative tightening The Bank of Canada today held its target for the overnight rate at 5%, with the Bank Rate at 5.25% and the deposit rate at 5% ...
read moreMortgage Strategies in a Rising Interest Rate Environment
October 24, 2023 | Posted by: Milka Lukacevic
Hello dear readers, Let's have a coffee chat, shall we? If we were sitting in a cozy café, sipping on lattes (or your beverage of choice), today's hot topic of conversation would undoubtedly revol ...
read moreHome Selling Season is Around the Corner: Tips to Get Ready
October 5, 2023 | Posted by: Milka Lukacevic
Home selling season is rapidly approaching. In most cases, spring is the top time to sell a home. One reason spring is the top-selling season is that home buyers align their moving schedule with their ...
read moreShould You Pay Off Your Mortgage Early?
September 21, 2023 | Posted by: Milka Lukacevic
It's a dream to be able to pay off your mortgage early, but is there a downside? While it sounds like a great idea, there are some factors to consider before doing so. This article will ex ...
read moreReal Estate 101: Essential Tips for First-Time Home Buyers
September 14, 2023 | Posted by: Milka Lukacevic
Buying a home is always a big decision, but when you're a first-time buyer it's even more important to get it right. Without home-buying experience to draw on, it's easy to make mistakes you could reg ...
read more10 Essential Tips for Taking Out Your First Mortgage
September 7, 2023 | Posted by: Milka Lukacevic
Taking out your first mortgage presents a major financial commitment, possibly the biggest one you'll ever make, so it's crucial that you get the best deal available. Getting a mortgage is often not a ...
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