Understand your starting point.
Review your current mortgage, renewal offer and the plans that may affect your next term.
British Columbia / HomeownersA practical renewal resource
24 pages / September 2026 edition
The BC Renewal Playbook
Your renewal.
Your next chapter.
Start with your plans, then compare the mortgage. A clear, practical guide to help BC homeowners prepare for renewal with better questions and a more complete picture.
Free PDF · Open and save it at this link · No form required
Bring the offer. Bring your questions.Your rate matters. So do the costs, flexibility and fit with your plans.
Inside the playbook
A clearer starting point for your decision.
Use the explanations and worksheets to prepare a useful mortgage conversation before your renewal deadline.
Compare the complete picture.
Work through your options, questions about flexibility and the costs to confirm before you decide.
Prepare for your next conversation.
Keep your questions and comparison notes together. Bring them to Milka for guidance specific to your mortgage.
Your mortgage. Your plans.
Let’s review your renewal together.
The playbook gives you a framework. Milka can help you compare your offer, understand the mortgage questions and plan your next steps around your own situation.