Port Coquitlam Mortgage Refinancing
There are more mortgage holders underwater than you might realize. An underwater mortgage is essentially when the balance of the owed amount of the mortgage is actually higher then market value of the property. This is the circumstance that a number of mortgage holders are facing. Refinancing an underwater mortgage might be the best way to help you save and qualifying is not as impossible as you might expect.
Secrets for Refinancing Your Underwater Mortgage
Learn about the options you have for mortgage refinancing
Eligibility is Not Constant
Just because you did not meet the strict guidelines for refinancing your underwater mortgage in the past does not mean that you won’t qualify now. Many of the strict guidelines for refinancing your mortgage have been lowered. This means that qualifying is much easier now. Don’t be discouraged from applying simply because you were disqualified at one time in the past.
Become Informed
The best way to ensure that you can refinance your underwater mortgage is to do research. You need to become more informed about the different government programs that are available and what the terms mean. Lower interest rates are what matter most to you, so this is where you need to spend most of your time researching. You can even get access to helpful eligibility calculators online that can assist you when deciding if you can qualify for refinancing your underwater mortgage.
Remember That Not All Lenders Are Created Equal
One secret that you can’t afford to forget involves that different lenders have different guidelines that applicants have to meet. Some lenders have more strict guidelines by nature and other lenders are looser with qualification guidelines.
Don’t Just Accept A Denial
Even if you get turned down by one lender, you should not just give of hope of refinancing your underwater mortgage altogether. You need to keep looking for the right mortgage broker that can help you refinance your mortgage. If you have an underwater mortgage chances are the refinancing process will not be easy, but you should be able to find a lender that will eventually qualify you.
If you do the research and look for a qualified mortgage broker that is dedicated to helping you refinance your underwater mortgage, you should be able to save money and start to reduce the amount of debt that you currently face. An underwater mortgage can weigh heavily on your mind, but refinancing it and lowering your interest rate is possible.
What Our Clients Are Saying
Collaborated with Milka on my mortgage and refinancing this past week. She knows her industry, explains details and information clearly, and alleviates any issues or concerns.
She's very personable and easy to approach as well, just a nice person to deal with who will have your back !I have been working with Milka since 2006. She is very professional and dedicated and always prompts to respond. She is extremely knowledgeable and a valuable source of guidance and support as she takes you through the process of Mortgage financing from start to finish. She really goes above and beyond for her clients and is committed to ensuring her clients always come out on top. I have already had 4 mortgages and 2 refinance with her since 2006 and she always gets me the best rates in the market. If you are looking for someone with great expertise who is helpful and always available every step of the way to help you complete your mortgage you must contact Milka.
Hamid Moghaddam
Leno Gillis Milka did a great job for me! She has great experience dealing with independent business people and contractors, those of us who don't fit easily into the boxes of conventional banking models. Even though my first time home purchase was a relatively small one, I never felt as if I were being treated any differently from her multi-million dollar clients. She patiently held my hand throughout the whole process and ironed out the wrinkles along the way. I would not hesitate to recommend her to my friends and colleagues.
North Munro I absolutely recommend Milka to my friends and family. This is our second time using her service as our mortgage broker.
Sarah Nast Simply The Best Customer Service Ever!
Richard Ferguson Milka is so knowledgeable, caring and easy-going. I felt like she always had our best interests in mind. I would recommend her to anyone. She knows her stuff and will take the time to teach and explain things to you. She made the stress of buying a new home a little less so. Thank you, Milka!
Davina Nicholson Milka rocks! If you want a mortgage broker who does all the heavy lifting and is quick - making decision making and arrangement easy - Milka is the broker for you!!! She worked so hard...even for a 0.05% difference. We love that she's a local to Tri-Cities and was able to refer us to local services (i.e. notary). Seriously...one-stop shopping with this lady and so efficient and knowledgable.
Sheryl Peters I am a first time home buyer with challenging finances (self-employed musician, etc.) I tried multiple mortgage brokers, Milka gave me the best deal and the best mortgage that worked for me. She was quick, thorough and very professional.
Eric Hoodicoff The best broker out there! When you are a busy realtor, you need to make sure you're clients are in the best hands~
Candace Cappellaro We have been working with Milka several times for the past few years. she has been very helpful and always response questions right away. Would definitely recommend!
Ouge Wang Milka really helped me out with a new mortgage when I needed to cash out some of the equity in my home for an investment. As a small business owner it can be difficult to get a mortgage, but Milka was able to get exactly what I wanted! I highly recommend her.
Lea Latham Milka was great. she worked tirelessly to get us the best rate, while paying close attention to all our contractual requirements. she was an absolute pleasure to deal with. I highly recommend her services as mortgage broker, extraordinaire.
Brett Smith We started working with Milka in 2003 when we purchased our first home and have used Milka on a total of seven property purchases since. We have found Milka to be extremely knowledgeable, helpful and responsive and we keep going back to her because she delivers great results. We highly recommend Milka Lukacevic as a mortgage broker.
Joanne Martin Milka was extremely helpul with our mortgage renewal. She has excellent knowledge of who the best lenders are and what the best rates are, and helped explain what makes some lenders better than others. She is extremely responsive and very client centric. I will be recommending her to all my friends and family.
Jose M. Feeling a bit beaten by the life misfortune we met Milka lukacevic to refinance our mortgage. We have found a European, warm , empathetic Lady who helped and alleviated our stress. Extremely professional, knowledgeable competent ,easy going person.She is the best mortgage broker ever! !!It was an absolute please to deal with her in this quite challenging experience. We will certainly recommend her service to our family and friends
Danuta Janusz
Over 25 Years of Lending Experience