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My Dear Clients, what a year 2021 has been! Pandemic uncertainty threw us for a loop, but we are still here and holding on. We’ve seen fires and floods and continue to rebuild. Some have lost loved ones, homes, and businesses. In spite of it all, we remain steadfast in our quality commitment to our […]

The Mortgage Centre TMK has once again been voted one of the Top 50 Mortgage Brokerages across Canada in 2020 by the Canadian Mortgage Professionals Magazine.  Its an honour to be recognized nationally for our dedication to providing the best possible service to our clients and our focus on giving back to the community through […]

Chances are, the COVID-19 pandemic has already affected your day-to-day life. As uncertainty casts its shadow, businesses around the world are scrambling to adapt and make sure they can continue to operate. Client-facing businesses such as banks and financial institutions have made major policy changes in order to ensure that Canadian home-owners are fully supported […]

Getting a mortgage is a big commitment for any homeowner and it can be tough to find the right mortgage for your current situation. But it’s even harder to predict what your needs will be years down the line. When things change, sometimes your mortgage needs to change as well, which is why it’s important […]

Each year, thousands of mortgages are renewed in Canada. If your mortgage term is coming to an end in the next few months, it’s time to start thinking about renewing your contract. Fortunately, renewing your mortgage doesn’t necessarily mean you’ll be paying the same rate as before. In fact, your mortgage renewal can be an […]

Let’s face it, no one really likes paying down their mortgage. Although it’s exciting to finally find your dream home, and even better to be paying a great rate on it, it’s most exciting for it to be paid off. By finding a mortgage with prepayment privileges, you can have that satisfaction and accomplishment of […]

When it looks like rain, do you pack an umbrella? We all plan ahead, just in case things don’t work out as anticipated. Why should your mortgage, probably the most significant financial move of your life, be any different? A mortgage stress test is an analysis of your planned mortgage rate, possible increases in interest […]

If you’re in the market for a new home, you’ve probably heard talk of working with a mortgage broker. Many buyers, especially those in the market for the first time, make the mistake of purchasing without a broker, costing them time and money down the line. At the same time, many buyers opt to get […]

As long as you owe a balance at the end of your mortgage term, you will be required to renew it. Each renewal offers the opportunity to identify your financial goals and adjust or re-mortgage to find one that works for you. Here are some of the most important steps to take when it’s time […]

For most Canadians, the biggest monthly expense is their mortgage payment, however, many homeowners opt to automatically renew their mortgage when their term is up. Rather than getting stuck in a mortgage that doesn’t work for you, take the opportunity to shop around. Here are five tips to get the best rate for your next […]